Assalamualaikum Sahabat Hasanah, so, what actually are the Differences between Islamic Banks and Conventional Banks? Islamic Banks carry out their business activities based on sharia principles. Conventional Banks leverage interest. At a Sharia Bank, both profit and the risk of loss are shared by the bank and the customer, while at Conventional Banks, losses are only borne by the customer. Furthermore, at an Islamic Bank there is Sharia Board Supervisor (DPS) that assesses sharia banking products and operational processes to ensure that they are sharia compliant. Let's look at the following video for more information.