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KUR iB Hasanah

People's Business Credit (KUR) is credit / financing for working capital and / or investment for individuals, business entities and / or business groups that are productive and viable but do not have additional collateral or sufficient collateral. MSMEs and cooperatives that access KUR are those  that are engaged in productive business sectors, including: agriculture, fisheries and maritime affairs, industry, forestry as well as savings, loans and financial services. Distribution of KUR can be carried out directly, meaning that MSMEs and cooperatives can directly access KUR at branch offices or Participating Bank Sub-Branch Offices. For greater proximity to micro business sector, the distribution of KUR can also be done indirectly, meaning that micro businesses can access KUR through the Microfinance Institution and the KSP / USP Cooperative, or through linkage activities other programs in collaboration with Participating Banks.

BNI Syariah KUR Products:
1. BNI KUR Mikro iB Hasanah
2. BNI KUR Kecil iB Hasanah

Requirements for Prospective Borrowers:
1. BNI KUR Mikro iB Hasanah
a. Individuals who carry out productive and feasible businesses
b. Have been doing business actively for at least 6 months
c. Not receiving credit from banks, except for consumer loans such as KPR, KKB, and cards
Credit
d. Administrative requirements: Identity in the form of KTP, Family Card (KK), and business license

2. BNI KUR Kecil iB Hasanah
a. Have a productive and feasible business
b. Not receiving credit from banks, except for consumer loans such as KPR, KKB, and cards Credit
c. Have been doing business actively for at least 6 months
6. Have a Micro and Small Business Permit (IUMK) or other equal business permits

Program Requirements:
1. BNI KUR Mikro iB Hasanah
a. The maximum loan is IDR 50 million per borrower
b. Loan Type:

  • Working Capital Credit (KMK) with a maximum loan period of 3 (three) years
  • Investment Credit (KI) with a maximum loan period of 5 (five) years

c. free of administration and provisional fees

2. BNI KUR Kecil iB Hasanah
a. Loan IDR 50 - IDR 500 million
b. Loan Type:

  • Working Capital Credit (KMK) with a maximum loan period of 4 (four) years
  • Investment Credit (KI) with a maximum loan period of 5 (five) years

c. free of administration and provisional fees
d. Collateral is in accordance with bank regulations

Also check out the various KUR iB Hasanah Promos from BNI Syariah and visit now [ KINDLY CLICK ]